• R.D. Kothmann Off Road Insurance

Coverage for Every Excursion with Off Road Insurance From R.D. Kothmann

For all you off-road adventurers out there in Junction, TX, R.D. Kothmann Insurance specializes in ATV insurance. We’re so privileged to live near beautiful, outdoor recreation. Whether you like mudding on your ATV, or cruising towards your next hunt in your side-by-side, Kothmann is ready to protect your next adventure.
So then, what's your preferred means of getting away from it all?

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Appropriate Insurance Coverage for Every Vehicle You Own

Everyone knows you need insurance for your day-to-day personal cars and trucks. But what about coverage for your other vehicles for the vehicles that take you off the beaten path? Many people don’t realize that carrying insurance coverage for these is just as important as for their regular, everyday vehicles. Some don’t realize the variety of coverages available for ATVs, golf carts and other leisure vehicles, either.

Not to worry. At R.D. Kothmann Insurance, we can help you decipher which coverages are best suited to your particular off road vehicle We offer policies for insuring a wide range of circumstances. Whether your recreational vehicle is out roaming the woods, putting between the greens or even parked in the garage through the off-season, we can write appropriate coverages to protect it.

Is My ATV or Golf Cart Covered by My Existing Insurance Policies?

In most cases, typical home insurance and auto insurance coverage won't protect any variety of recreational or specialized vehicle. If you use your vehicle on your own property, normal auto or home insurance might provide limited coverage, but you need to review the policy or call your agent for details.

Many people don’t use their ATV on personal property, anyway. Plus, more and more public facilities are now mandating that riders and drivers carry appropriate insurance. If you own one of these vehicles, you owe it to yourself and to others to carry comprehensive coverage from R.D. Kothmann.

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What Does ATV & Golf Cart Insurance Cover?

Standard insurance policies for ATVs and golf carts cover many of the same perils regular auto or motorcycle policies cover:

  • Comprehensive
  • Collision
  • Bodily Injury & Property Damage Liability
  • Uninsured/Underinsured Motorist

Call R.D. Kothmann for a Free Quote on Off Road Insurance in Junction

Got questions about ATV and golf cart insurance? We’re here in the office anytime during regular business hours to with the answers you need to make informed coverage decisions; just call R.D. Kothmann Insurance Agency at 325-446-2320! 

At R.D. Kothmann, we offer free, comparative quotes on golf cart and off road insurance from multiple insurance carriers, assuring you of the best possible rates. Want to see how much we can save you? For a free online classic insurance quote, click here to fill out a quote form!