Providing the Ultimate Central Texas Motorcycle Experience
If you’re a motorcyclist in the Lone Star State, you know that the old saying about things being bigger in Texas is true. The beautiful sense of freedom under the large skies and open roads thrills even the most seasoned motorcycle enthusiasts. In personality, hospitality and geography, there’s nowhere like Texas.
While cruising through Texas on your motorcycle may be one of your greatest pleasures, it requires proper insurance coverage. Before you hit the road, let R.D. Kothmann Insurance get you ready with a great motorcycle insurance policy.
Whatever Motorcycle You Ride, R.D. Kothmann Insurance Can Cover It
No matter your two-wheeler of choice, R.D. Kothmann Insurance will help you find affordable coverage at the most competitive rates possible. Whether you cruise it, race it, trick it out for show, or ride it to get away, R.D. Kothmann will find the right coverages, in the right amounts at rates that suit your lifestyle and budget.
What Does Motorcycle Insurance Cover?
Motorcycle Insurance coverages are comparable to auto insurance. However, there are some minor differences. A typical motorcycle insurance policy includes:
Motorcycle Insurance Liability Coverage
Liability coverage reimburses other motorists and passengers if you’re deemed legally liable for an accident out on your motorcycle.
Motorcycle Insurance Medical & Bodily Injury Coverage
Medical and bodily injury coverage pays any medical bills arising from your injuries in an accident on your motorcycle.
Motorcycle Insurance Property Damage
This coverage reimburses damage to your bike caused by an accident. Payouts include compensation for total loss and for damaged protective gear.
Motorcycle Insurance Comprehensive Coverage
Comprehensive provides reimbursement for theft, fire, vandalism and other, assorted losses. This coverage types remains in effect even during cooler seasons when the motorcycle is stored away.
Motorcycle Insurance Custom Parts & Equipment Coverage
Parts and equipment coverage is for riders who like to customize their bikes. This coverage compensates for damage and loss to various customizations of the motorcycle. Most riders buy between $3,000 and $10,000 in coverage.
Uninsured/Underinsured Motorist Coverage
If you’re in an accident on your motorcycle with a motorist not carrying vehicle insurance, or not carrying enough, uninsured/underinsured coverage protects you, the rider, for any ensuing bills arising from property damage or injury to your person.
Motorcycle Insurance Roadside Assistance
Roadside assistance can be a godsend if your bike should ever need towed out on the highway.
Motorcycle Insurance Trip Interruption Coverage
If you should need to unexpectedly cancel a planned trip, this coverage reimburses you for non-refundable costs associated your change of plans.
Contact R.D. Kothmann Insurance For a Free Motorcycle Insurance Quote
Got questions about motorcycle insurance? We’ve got the answers you need to make informed coverage decisions! We offer free, comparative quotes on Motorcycle Insurance from multiple insurance carriers so you can get the best possible rates.
Want to see how much we can save you on motorcycle insurance? For a free online motorcycle insurance quote, fill out the quote form on this page, or call R.D. Kothmann Insurance today at 325-446-2320!