• R.D. Kothmann Auto Insurance

Car Insurance: An Inconvenient Necessity

Even the best drivers can be liable for things beyond their control. That’s why all drivers must protect fellow motorists by carrying liability insurance. As a driver, you might not be able to avoid hydroplaning, but you can be the good guy and make sure you protect other drivers by maintaining proper liability insurance.

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R.D. Kothmann Insurance Wants to Protect Your Junction, TX Vehicle

If you’re shopping around for car insurance and weighing all your choices, trying to make sense of all the possible coverages, R.D. Kothmann Insurance is ready to help make sense of all those possibilities. As an independent insurance agency in Junction, TX we partner with numerous car insurance carriers, and can do the shopping around for you! We offer various auto insurance coverages for motorists of all ages and coverage needs.

Standard & Non-Standard Auto Insurance in Junction, TX

We write standard and non-standard auto insurance policies alike. What is a Standard Car Insurance Policy? Standard auto insurance covers “preferred” and “super preferred” drivers. This group includes:

  • Older motorists
  • Motorists with driving records indicating maturity behind the wheel
  • Motorists with few or no tickets and/or car accidents

At R.D. Kothmann Insurance, we understand that accidents happen, and that’s why we offer coverage for higher-risk, non-standard drivers, too. This group includes:

  • New and/or younger drivers
  • SR22 drivers
  • Motorists whose driving record indicates insufficient experience or maturity
  • Motorists with several accidents and/or tickets
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Your Auto Insurance Agency for Multiple Coverage Types

In addition to standard and non-standard car insurance, at R.D. Kothmann, we also offer coverage for:

  • Classic cars
  • RVs
  • Motorcycles
  • Boats & other watercraft

R.D. Kothmann Insurance: Quality Coverage for Kimble County

If you already carry coverage from another auto insurance agency, you may not be sure what coverages you have, in what amounts, or about how those coverages work. Your current auto policy may not provide you with the best or most appropriate coverages for your situation.

At R.D. Kothmann Insurance, we believe that a truly comprehensive car insurance policy is 100% comprehendible to the policyholder. We write each policy from that philosophy, but if you’re unsure about something, ask us. We’d even be happy to take a look at your current policy and see if you have appropriate coverage.

We’re here to answer your questions—all of them—because we want you to make informed decisions about car insurance. We won’t finalize any policy until we’re certain everything’s crystal clear.

For a Free Auto Insurance Quote, Contact R.D. Kothmann Insurance

R.D. Kothmann offers free, comparative quotes on personal auto insurance from multiple insurance carriers, assuring you of the best possible rate. Want to see how much we can save you? For a free online auto insurance quote, just fill out the quote form on this or call R.D. Kothmann Insurance today at 325-446-2320!